WELCOME TO MY BLOG

Discover a space where I share my thoughts, experiences, and insights on a variety of topics that I'm passionate about. From technology and innovation to travel and lifestyle, you'll find a diverse range of content here that aims to inform, inspire, and entertain.

Whether you're here to learn something new, find inspiration, or simply enjoy a good read, I hope you find my blog a valuable and enjoyable space. Feel free to explore, leave comments, and connect with me on social media. Let's embark on this journey together!

Don't forget to subscribe at the bottom of the page to get notified of future posts.

Happy reading!

REPORTS

FACTORS

FINANCE

DESIGN

COMMUNITIES

COMMUNITIES

LIFESTYLE

RENOVATION

EDUCATION

REPORTS

Read my blogs to find various reviews, reports, and synthesized data  from several sources including industry, technology partners, MLS Pinergy, etc.  To help you differentiate from the information provided in the 3rd party data, please click the various buttons below. Example data or Single Family, Condo, Multi Family and much more.

For additional information, please click the buttons below to check out third party data.

Q2, 2005 MA Single Family Market Watch Report

By Zuby Singh | Aug 18, 2025

Massachusetts Single Family Homes, Q2, 2005 Market Watch Report By MLSPIN By County and Zip Code MLSPIN_MWR_2025-Q2

Read More

A Tale of Two Halves (Jan–Jun 2025)

By Zuby Singh | Jul 30, 2025

🏡 Massachusetts Real Estate Market In the first half of 2025, the Massachusetts single-family housing market painted a vivid picture of strong demand, rising prices, and swift sales. With 16,933 homes sold, the market moved at a brisk pace, averaging just 39 days on the market and 27 days to receive an offer. 📈 The Heart of the Market The sweet […]

Read More

Lexington Market Report June 2025

By Zuby Singh | Jul 14, 2025
Read More

Q2, 2024 Condo Sales By MLS Pin

By Zuby Singh | Jul 26, 2024

SF-quarterly_market_insights_2024_q2_cc

Read More

Q2, 2024 Single Family Sales By MLS Pin

By Zuby Singh | Jul 26, 2024

SF-quarterly_market_insights_2024_q2_sf

Read More

2023 In Review

By Zuby Singh | Dec 22, 2023

2023 MA Single Family, Condos, and Muti Family Real Estate Sales  Property type home sales data for Single Family, Condos, and Multi Family homes in all of MA (not including auctions and Berkshires + Cape Cod multiple listings data).

Read More

Market Snapshots

By Zuby Singh | Feb 13, 2023

TOTAL SOLD MARKET STATISTICS IN MASSACHUSETTS* BY TYPE JAN TO JUN 2023 *excluding Cape Cod & Berkshires Source: MLS Property Information Network, Inc.   SINGLE FAMILY-CONDOMINIUMS-MULTI FAMILY SINGLE FAMILY   CONDOMINIUMS   MULTIFAMILIY   LEGEND: SP = Sale Price, LP = List Price, OP = Original Price

Read More

2022 In Review

By Zuby Singh | Jan 10, 2023

Property type home sales data for Single Family, Condos, and Multi Family homes in all of MA (not including auctions and Berkshires + Cape Cod multiple listings data).

Read More

FACTORS

Read my blogs to find various factors affecting housing environment

MBTA Transit Line Price Per Square Foot

By Zuby Singh | Aug 7, 2025

I asked AI, “What is the breakdown of price per square foot by MBTA transit line?” Here’s what AI had to say about a breakdown of the average price per square foot by MBTA transit line in the Boston area, based on Estately’s analysis of home sales within a half-mile of each stop: 🏙️ MBTA Transit […]

Read More

Great Wealth Transfer

By Zuby Singh | Jul 17, 2025

The Great Wealth Transfer refers to the unprecedented intergenerational shift of wealth currently underway, primarily in the United States, but with global implications. 🔍 What Is It? The Great Wealth Transfer is the largest transfer of wealth in history, as baby boomers and the Silent Generation (those born before 1946) pass down their accumulated assets to younger generations — […]

Read More

Accessory Dwelling Units

By Zuby Singh | Jul 14, 2025

Accessory Dwelling Unit Accessory Dwelling Units (ADUs) are secondary housing units which are located on the same lot as a primary residence. ADUs offer additional living space or rental income opportunities. These units can be attached to, or can be detached from, the main house, and are often referred to as “in-law suites,” “granny flats,” […]

Read More

Factors Affecting Zoning

By Zuby Singh | Feb 13, 2025

City of Cambridge, MA made a huge historic move and eliminated Single Family re-zoning in hopes of helping addressing housing shortages. This change eliminates both the single-family and two-family restriction zones but allows townhomes and buildings that are up to four stories for all locations and up to six-stories on 5,000 square feet and larger […]

Read More

FINANCE

Visual explanation of how the Housing Affordability Index is calculated

Case Study: Housing Affordability in Lexington, MA (2025)

By Zuby Singh | Aug 6, 2025

🏡 Case Study: Housing Affordability in Lexington, MA (2025) Lexington, Massachusetts continues to be one of the most competitive housing markets in the state. In June 2025, the median home sale price reached $2.1 million, marking a 29.2% increase year-over-year. This sharp rise reflects strong demand and limited inventory, making it a seller’s market. 1. https://www.redfin.com/city/36128/MA/Lexington/housing-market 📊 Key Stats: Median Price per […]

Read More

Housing Affordability Index

By Zuby Singh | Aug 5, 2025

What does Housing Affordability Mean? It refers to the relationship between household income and housing costs—essentially, whether people can reasonably afford to buy or rent a home without compromising their ability to pay for other essentials like food, healthcare, and transportation. Factors Affecting Affordability: Local wages and employment opportunities, Home prices and rental rates, Availability […]

Read More

US Home Price History from 1890 to 2025

By Zuby Singh | Aug 4, 2025

Historically, US home prices have risen faster than the overall rate of inflation, as measured by the consumer-price-index-CPI. This pronounced trend in recent decades, impacts housing affordability. Need to focus and understand the factors driving this disparity. Here are some key trends and observations (See data sources below): Long-Term Outpacing of Inflation: Since 1963, home prices […]

Read More

What Does The Case-Shiller Home Price Index Tell Us

By Zuby Singh | Aug 4, 2025

The Case-Shiller Home Price Index is a widely respected measure of U.S. residential real estate prices. It provides insights into home price trends across different metropolitan areas and is often used to gauge (indicator) the health and trends of the housing market. This Index tracks changes in residential real estate values across major US metropolitan […]

Read More

Quick Basic Math Calculations

By Zuby Singh | Jul 31, 2025

Listed below are a few formula calculations to help with some basic real estate related math. Loan-to-Value Ratio (LTV) Calculation This ratio is a key measure that lenders use to assess the risk of a loan. The ratio measures the relationship between the “amount borrowed” and the “property’s appraised value”. It’s a key factor that […]

Read More

Great Wealth Transfer

By Zuby Singh | Jul 17, 2025

The Great Wealth Transfer refers to the unprecedented intergenerational shift of wealth currently underway, primarily in the United States, but with global implications. 🔍 What Is It? The Great Wealth Transfer is the largest transfer of wealth in history, as baby boomers and the Silent Generation (those born before 1946) pass down their accumulated assets to younger generations — […]

Read More

DESIGN

Latest Design Trends in Real Estate: What’s Defining Homes in 2025

By Zuby Singh | Aug 3, 2025

🏡 The real estate world is buzzing with innovation, and 2025 is shaping up to be a year of style, sustainability, and smart living. Whether you’re a homeowner, investor, or design enthusiast, these trends are transforming how we think about space, comfort, and value. 🌱 1. Sustainable and Eco-Friendly Design Eco-conscious living is no longer a niche […]

Read More

New Housing Trends in Real Estate: What Buyers Want in 2025

By Zuby Singh | Aug 3, 2025

🏡 The real estate market is evolving rapidly, and today’s buyers are looking for more than just a place to live — they’re seeking homes that reflect their lifestyle, values, and future goals. Whether you’re a homeowner, investor, or agent, understanding these trends can help you stay ahead of the curve. 🌱 1. Sustainable and Eco-Friendly […]

Read More

COMMUNITIES

Chapter 40Y sets up a process for communities to create Starter Home Zoning Districts, where starter homes can be built.

What is 40Y?

By Zuby Singh | Aug 4, 2025

40Y is the Starter Home Zoning Districts Act which was enacted in 2022 via the Economic Growth and Relief for the Commonwealth (Acts of 2022, Chapter 268), and it encourages the creation of  starter home districts with a gola to help reduce barriers to create smaller and more affordable starter homes. According to mass.gov, “A […]

Read More

Investing in Lifestyle: Top Real Estate Communities for Investors & Retirees in Massachusetts

By Zuby Singh | Aug 1, 2025

Massachusetts offers more than just rich history and world-class education—it’s also home to some of the most attractive real estate communities for investors and retirees alike. Whether you’re looking to grow your portfolio or settle into a peaceful, well-connected neighborhood, the Bay State has something for everyone. Why Massachusetts? From the scenic coastlines of Cape Cod to the vibrant […]

Read More

Communities

By Zuby Singh | Aug 1, 2025

Discovering the Right Real Estate Community for You When it comes to buying a home, it’s not just about the property—it’s about the community. Whether you’re a first-time buyer, relocating, or investing, choosing the right neighborhood can make all the difference in your lifestyle and long-term satisfaction. What Makes a Great Real Estate Community? A great […]

Read More

LIFESTYLE

Chapter 40Y sets up a process for communities to create Starter Home Zoning Districts, where starter homes can be built.

What is 40Y?

By Zuby Singh | Aug 4, 2025

40Y is the Starter Home Zoning Districts Act which was enacted in 2022 via the Economic Growth and Relief for the Commonwealth (Acts of 2022, Chapter 268), and it encourages the creation of  starter home districts with a gola to help reduce barriers to create smaller and more affordable starter homes. According to mass.gov, “A […]

Read More

Reverse Migration

By Zuby Singh | Aug 4, 2025

🔄 Reverse Migration in Real Estate In recent years, a surprising trend has emerged in the U.S. housing market: Reverse migration refers to a shift in population movement that goes against traditional patterns. In real estate, this typically means: People moving away from large urban centers or popular Sunbelt states (like Florida, Texas, and California) Returning to smaller cities, rural […]

Read More
Home staging tips for sellers – cost-effective updates and design ideas

Demystifying the Downsizing Process: A Smart Guide to Living with Less

By Zuby Singh | Aug 4, 2025

🧳 Downizing Whether you’re an empty nester, a retiree, or simply seeking a more manageable lifestyle, downsizing your home can be a liberating and financially savvy move. But the process can feel overwhelming—emotionally, logistically, and even financially. At gotozuby.com, I am here to help you demystify the downsizing journey and make it a smooth, empowering transition. 🏠 Why Do […]

Read More

Lifestyle Trends Shaping Today’s Real Estate Market

By Zuby Singh | Aug 3, 2025

🏡 Lifestyle Trends In today’s dynamic housing market, buyers are no longer just looking for large square footage and curb appeal — they’re seeking homes that align with their lifestyle values. From wellness-focused spaces to tech-integrated living, here are the top lifestyle trends influencing real estate decisions in 2025. 🌿 1. Wellness-Centric Living Homebuyers are […]

Read More

RENOVATIONS

Top 6 tips For A Successful Bathroom Renovation 

By Zuby Singh | Aug 3, 2025

Regardless of whether you are updating, rennovating, or remodeling – consider making upgrades for style and functionality because it will help for increasing your resale value. Let Design Lead Vital, Efficient and Innovative Spaces Acronym to help you – DEVILS: Durability-Efficiency-Ventilation-Illumination-Layout-Storage D – Durability: Choose long-lasting, water-resistant materials. E – Efficiency: Help support sustainability and the environment. […]

Read More

Renovation vs. Remodel vs. Update

By Zuby Singh | Aug 1, 2025

🛠 Renovation vs. Remodel vs. Update: What’s the Difference? These words are often used interchangeably, renovation and remodeling have distinct meanings. Remodeling involves significant changes to the purpose and layout of a space, while renovation focuses on repairing and improving the existing structure. For example, converting a bedroom into a bathroom is a remodel, while updating […]

Read More

EDUCATION

Massachusetts Law Prohibits Landlords From Penalizing Tenants For Reasonable Wear And Tear

By Zuby Singh | Aug 7, 2025

🏠 Tenant Rights: What Landlords Can’t Charge For In Massachusetts, landlords cannot deduct from a tenant’s security deposit for reasonable wear and tear. This is protected under Massachusetts General Laws Chapter 186, Section 15B. ✅ What Is Considered “Reasonable Wear and Tear”? These are normal signs of everyday living: 🎨 Faded paint 🧼 Minor carpet wear 🖼️ […]

Read More
Visual explanation of how the Housing Affordability Index is calculated

Case Study: Housing Affordability in Lexington, MA (2025)

By Zuby Singh | Aug 6, 2025

🏡 Case Study: Housing Affordability in Lexington, MA (2025) Lexington, Massachusetts continues to be one of the most competitive housing markets in the state. In June 2025, the median home sale price reached $2.1 million, marking a 29.2% increase year-over-year. This sharp rise reflects strong demand and limited inventory, making it a seller’s market. 1. https://www.redfin.com/city/36128/MA/Lexington/housing-market 📊 Key Stats: Median Price per […]

Read More

Housing Affordability Index

By Zuby Singh | Aug 5, 2025

What does Housing Affordability Mean? It refers to the relationship between household income and housing costs—essentially, whether people can reasonably afford to buy or rent a home without compromising their ability to pay for other essentials like food, healthcare, and transportation. Factors Affecting Affordability: Local wages and employment opportunities, Home prices and rental rates, Availability […]

Read More

Quick Tips for Buying and Selling Real Estate: Education That Empowers

By Zuby Singh | Aug 1, 2025

🏡 Navigating the real estate market can feel overwhelming—but with the right education, you can make confident, informed decisions whether you’re buying or selling. Here are 10 quick tips to help you stay ahead: 🔍 1. Research the Market Understand current trends—know if it’s a buyer’s or seller’s market to shape your strategy. 💳 2. Get Pre-Approved Buyers […]

Read More
Don't Miss Our Next Post
Subscribe Now

Disclaimer:
This blog is intended for informational purposes only and does not constitute legal advice. Real estate laws change and may be interpreted differently over time. For personalized advice regarding your rights or responsibilities as a Seller, Buyer, Landlord, or a tenant, please consult a licensed real estate attorney or local housing authority.