The Home Buying Process
1. Before Your Buy
Preparation is key when purchasing a property. Before you buy, I will sit down with you to discuss the entire process, ensuring you understand each step. If needed, I can connect you with a trusted mortgage lender and work alongside them to set clear financial expectations.
From down payments and mortgage prequalification to understanding the type of home that will meet your needs and satisfy your wants, I will make sure your financial ducks are in a row and your expectations are grounded in reality as we prepare to buy.
2. The Search
Selecting your perfect home will require research, expert guidance, and a deep understanding of the local market. I will help you differentiate between your requirements, needs, and wants, and assess each criterion to find the best fit while house hunting. Together, we'll stay within your budget and navigate the market conditions effectively. I can help you find the place that fits your taste, your budget, and your lifestyle. I'm a home hunter's best friend.
3. Making an Offer
So, you've found the perfect home that meets all your criteria, from a great location to just the right square footage. As your trusted agent, I will craft a strong offer and use my expert negotiation skills to ensure all your contract terms and contingencies are accepted. I will guide you through the logistical — and emotional — challenges of the purchase process, ensuring you are in a solid position before you sign on the dotted line.
4. Status of Offer
Once an offer is made, there are three possible outcomes: accepted, rejected, or counter-offer. I will clearly communicate the next steps for each scenario and, based on the results, we will tweak our strategy as needed to ensure a favorable outcome. In a competitive market, sometimes this process can require multiple submissions before securing an acceptance. My goal is to keep you informed and adapt our approach to secure the best possible deal.
5. Accepted Offer
Once your offer is accepted, several important steps follow. I will help you navigate contingencies, schedule and attend the home inspection, and handle any negotiations that arise until we reach the purchase and sale agreement.
If needed, I can connect you with a reliable title and closing attorney to ensure all legal aspects are covered. Additionally, I will make sure funds for the escrow deposit are properly managed. My goal is to provide comprehensive support throughout this critical phase.
6. Purchase & Sale
Once we reach the Purchase and Sale (P&S) agreement, I will provide comprehensive support to ensure all contingencies are managed effectively. I will keep track of the mortgage contingency deadlines and ensure everything is in order.
Additionally, I will assist in preparing for the smoke certification and coordinate the final walk-through to ensure the property is in the expected condition before closing. My goal is to make this phase as smooth and stress-free as possible.
7. Closing Table
At the closing table and beyond, I will ensure you are well-educated throughout the process. I will review the closing documents and financial commitments with the lender, verify the correct recording of the deed, and coordinate the transfer of keys.
After closing, I will be available to answer any questions you may have and ensure you always have easy access to contracts and documents, especially during tax season. My goal is to provide continuous support and make sure you feel confident and informed every step of the way.
8. Your Realtor For Life
Choosing me as your Realtor® means gaining a lifelong partner dedicated to your real estate needs. I have cultivated a network of trusted vendors and service professionals to assist with any home-related requirements, ensuring you always have access to reliable help. I am committed to helping you keep track of one of your most important investments, providing guidance and support to maintain and enhance your property's value.
Additionally, I am here to assist any friends or family members who may need a real estate expert, extending my professional services to those you care about. Trust in me as your Realtor® for life, and experience the peace of mind that comes with having a dedicated ally in the world of real estate.
Find Out What You Can Afford
Click the button below to access a helpful loan calculator — just the tool you need to get a general idea of your home search budget. When the time is right, apply for a pre-approval with one of my trusted lenders begin the budgeting process — a critical first step toward making a smart, solid offer on your dream home.
My Trusted Lenders
Santini Sisters - Lindsay Santini
Fax TBD
NMLS #40411
LindsayS@grarate.com
Edward Perry
Fax 978-632-9025
NMLS #857469
eperry@gfafcu.com
Vikas Selhi
Fax 844-497-0400
NMLS #613451
vselhi@leaderbank.com
Shant Banosian
Fax 773-328-1605
NMLS #7206
shant@rate.com
Sample Mortgage Rates
Featured Properties
Start Your Search Here
Your Guide
From Start to SOLD
Buying a home one of the biggest financial commitments you'll make, so having a trusted advisor is crucial. I will help you find the perfect property, determine a fair pricing strategy, and expertly negotiate on your behalf to ensure you get the best deal.
You can depend on me to guide you through the buying process with confidence.
© 2022 Coldwell Banker Realty
©2022 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Anywhere Advisors LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.
